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Annuity Marketing Group takes your privacy very seriously. We share a commitment to protect your privacy and the confidentiality of your personal and financial information. As providers of products and services that involve compiling personal - and sometimes, sensitive - information, protecting the confidentiality of that information has been, and will continue to be, a top priority throughout Annuity Marketing Group. We believe that you should know about the information we collect, the measures we take to safeguard it, and the situations in which we might share information with select business partners. This notice explains how Annuity Marketing Group Brokerage handles - and protects - the personal information we collect.
The information we collect and the extent to which we use it will vary depending on the product or service involved. In fact, in certain cases, we may not collect or share some of the types of information noted below.
Our privacy policy derives from basic principles of trust, ethics and integrity:
- We collect only the customer information necessary to consistently deliver responsive products and services.
Annuity Marketing Group Brokerage collects information that helps serve your business needs; provide high standards of customer service; develop and offer new products or services for our customers and potential customers; and fulfill legal and regulatory requirements. The information collected generally varies depending on the products or services you request and may include:
- Information provided on applications and related forms - for example, name, address, Social Security number and annual income.
- Third party reports, such as consumer credit history, motor vehicle records, demographic and/or medical information, if relevant to your product or service.
- Information about your relationships with us, such as products or services purchased, and account balances (if applicable), which we may obtain in writing, during telephone or Internet transactions or from data gathering software used when you are accessing Annuity Marketing Group Web sites.
- We maintain safeguards to ensure information security.
We have implemented security standards and processes - including physical, electronic and procedural safeguards - to ensure that access to customer information is limited to employees and insurance carriers who may need it to do their job. They are required to respect the confidentiality of all customer information.
- We limit how, and with whom, we share customer information.
First and foremost, we do not sell lists of our customers, nor do we disclose customer information to marketing companies outside of Annuity Marketing Group Brokerage, with the exception of companies we may hire to provide specific services for us, as described below.
Under no circumstances do we share medical information for marketing purposes.
We will share customer information only for the following reason:
- We may be required by law or regulation to disclose information to third parties - for example, in response to a subpoena, to prevent fraud, and to comply with rules of, or inquiries from, industry regulators.
Furthermore, as permitted by federal and state laws, we may share or exchange information with companies engaged to work with us, such as:
- Third-party administrators and vendors hired to effect, administer or enforce a transaction that you request or authorize; to develop or maintain software; or to perform marketing research.
- Financial services entities, such as banks, credit unions, credit union service corporations, insurance companies, or securities broker-dealer, with which we have joint marketing agreements; and vendors who provide us with demographic information to develop marketing plans. The information we may share is described in Section 1.
- Reputable consumer reporting agencies in connection with your application or renewal of insurance coverage.
Other than what is described previously we won't share information about you with third parties to market products to you unless we tell you about it first, and give you a chance to say no.
We uphold these privacy principles throughout Annuity Marketing Group and with our business partners. Companies with which we share customer information are required to maintain the confidentiality of that information.
While this policy may change from time to time, you can always review our current policy online at www.AnnuityMarketingGroup.com.
In this notice of our Privacy Policy, the words "you" and "customer" are used to mean any individual who obtains or has obtained a financial product or service from Annuity Marketing Group that is to be used primarily for personal, family or business purposes.
Despite the best efforts of Annuity Marketing Group, privacy cannot be guaranteed. The possibility exists that an unauthorized third party may gain access to your password and improperly obtain confidential information. In the event of unauthorized third party access you should immediately contact Annuity Marketing Group
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